EINSURANCE Insurance Journal

EINSURANCE insurance journal provides our customers latest news, resources regarding insurance topics ranging from Auto, Home, Life, Business and Health.

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What To Do When You Are In a Car Accident

Some municipalities ask that you forgo calling the police for minor accidents
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Getting Married? Recently Married? Time To Think About Insurance!

Here’s a checklist of some considerations you should give to insurance if you are getting married or are newly married:
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What Does a Dental Insurance Policy Cover?

Depending on the dental insurance coverage you select, you’ll either have your choice of any dentist or a dental plan network of dentists to choose from.
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The General Auto Insurance Guide to Filing a Claim

So here’s the general auto insurance guide to filing a claim.
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Build Your Own Discount Auto Insurance – Seek Out Savings on Car Coverage

Discounts are available from many companies if you buy more than one policy from them. Lump your boat insurance, motorcycle insurance and both car insurance policies in with your homeowner insurance and you could see significant savings on insurance in ge
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Medical Insurance Musts for the Newly Unemployed

If you have a job, chances are good that some or all of your health insurance policy is covered by your employer. But if you’re newly unemployed and not a trust fund baby, you’re going to need low-cost health insurance.
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The Logic Behind Auto Insurance Quotes

Armed with actuarial tables, auto insurance companies can scientifically calculate their level of risk. Many factors and variables play a role in calculating your risk as potential holder of an auto insurance policy.
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Commercial General Liability Insurance – Additional Insured Coverage

An “additional insured” is a person or business that is specifically included as an insured under the policy issued to your business.
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Homeowners Insurance and Commercial General Liability Insurance – No License to Kill

Homeowners Insurance and Commercial General Liability Insurance is meant to cover accidental loss or injury, not intentional loss.
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Homeowners Insurance – The Big Litigation Expense Benefit

One of the biggest benefits of homeowners insurance, condominium owners insurance and renters insurance is that most policies require the insurance company to defend you in a lawsuit if you are sued for covered damages.
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Commercial Auto Liability Policies for Businesses

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As liability caused by an automobile is excluded under Commercial General Liability Insurance policies, make sure to consider purchasing a Commercial Vehicle Liability Policy to protect your business.
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Lowering The Cost Of Homeowners Insurance

One of the ways to reduce your premium is somewhat beyond your control – a good claims history. Of course, the best claims history is to have had no claims.
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Homeowners Condominium Owners and Renters Insurance – Protecting Your Valuables

it is important to take your valuables into consideration. You can obtain a “personal articles floater” which specifically insures your individual valuable items for which there may be limited or no coverage otherwise.
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Commercial General Liability Insurance – A Must For All Businesses

The typical CGL policy will cover your business for certain specific losses. Specifically, in the event you or the company are sued for “bodily injury,” “property damage,” “personal injury” or “advertising injury,” the typical CGL policy will provide cove
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Auto Insurance Cancellation and Non-Renewal. What’s the Difference? Which is Worse?

There are probably worse messages you could receive in the mail – a notice of an IRS audit comes immediately to mind – but learning that your auto insurer won’t provide coverage for you vehicle is no valentine, either. Here’s what you need to know about t
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Claims-Made VS Occurrence Policies

There are two primary types of insurance policy forms: occurrence and claims-made. Occurrence forms cover losses that happen during a given period of time (the policy term). A claims-made form has value, but no guarantee of continued insurablity.
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How Does Honesty Apply To Insurance?

It is important to be honest on all insurance applications and claims to avoid the possibility of problems on coverage for any future claims.
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The Death Of The Educated Jury: The Plaintiff’s Malpractice Lottery

It seems to me that a random jury selection of random people of all social and economic levels would be much more logical than the current jury selection process