EINSURANCE Insurance Journal

EINSURANCE insurance journal provides our customers latest news, resources regarding insurance topics ranging from Auto, Home, Life, Business and Health.

It enables our customers to be informed with all insurance terms, insurance news, insurance comparisons and insurance tips.

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Health Insurance: Shopping for Long Term Care Insurance

Look for a reputable, experienced provider of individual comprehensive long term care insurance coverage
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Condo Owner Insurance Coverage

When shopping for condominium owners insurance quotes, make sure the quotes you obtain provide you with enough coverage for your valuables.
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Health Insurance: Invest in Long Term Care Insurance – Part I

Don’t pick a long term care insurance policy with a time limit. You want lifetime long term care coverage.
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Truckers Insurance Basics – Commercial Truck Liability Insurance

All truck drivers are required by federal law to carry commercial truck liability insurance.
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Homeowners Flood Insurance – An Umbrella of Protection

Your normal homeowners insurance policy does not provide flood coverage.
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Will You Outlive Your Life Insurance Company?

You can usually obtain the life insurance company rating information for free online, although if you want a detailed report from A.M. Best it will cost you $75 per request.
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Employment Practices Liability Insurance – Because Law Suits Happen

Employment practices liability insurance coverage typically applies only to claims made by full-time employees.
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Who Needs Workers’ Compensation Insurance? Maybe It’s You.

Every state has different laws governing workers compensation insurance, so you’ll want to check with your state’s insurance commission or an insurance agent for specific details, but typically you’re required to carry workers compensation insurance if yo
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Life Insurance Part 2 – What Kind of Life Insurance Should You Get?

Life insurance companies package life insurance policies with lots of different names, but there are essentially two choices. You can choose permanent life insurance, also called whole life insurance, or the typically more affordable term life insurance
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Life Insurance Part 1 – Who Needs Life Insurance Coverage

Before you go looking for life insurance quotes, ask yourself a fundamental question: do you really need life insurance? Not everyone does.
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Student Medical Insurance – A Must-Have for the College-Bound

If you’re a college-bound young adult without parental assistance, you definitely should be getting student medical insurance quotes before you head for school in the fall
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Temporary Health Insurance Coverage

Also called Short Term Medical temporary insurance, this affordable health coverage provides a vital safety net in case of illness or accident until you can afford or qualify for long-term health insurance.
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Health Savings Accounts – An Affordable Health Insurance Option

Health Savings Accounts were created by the Medicare bill of 2003 to help people save money tax-free to pay for qualified medical and health expenses now and in the future.
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Business Insurance Part 1 – Options for Home-Run Businesses

Many insurance companies offer business insurance policies specifically for home-run businesses.
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Do You Have Enough Homeowners Insurance Coverage?

When determining how much homeowner insurance coverage you need, don’t rely on cost per square footage estimates.
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Business Insurance Part 2 – Affordable Business Car Insurance

Depending on your insurance company and your specific circumstances, you may be able to simply add a business endorsement to your regular auto insurance policy.
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Cover Your Assets with Errors and Omissions Insurance

Basically, Errors and Omissions insurance protects you should a client or customer decide to sue you for damages resulting from a service or product you, your employees or independent contractors acting on your behalf provided or failed to provide as prom
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Cheap Car Insurance for Bad Drivers?

While you’re forking out the big dough for a bad driver insurance policy, take some short- and long-range steps to work your way back to good driver rates.