Beware of Stranger-Owned Life Insurance Scams
Aside from the fact that investing in something that only pays off when somebody dies is kind of creepy, Stranger-Owned Life Insurance is a risky investment.
Insure Your Home-Based Business with These Basic Policies
If you’re thinking about switching your career status from unemployed to self-employed, there are some things you need to know about insurance for your home-based business.
Motorcycle Insurance Coverage Basics
Motorcycle insurance works pretty much like car insurance, with some exceptions. Most notable is medical coverage.
Dad, Can I Have the Car Keys? Senior Drivers Safety and Car Insurance Quotes.
Do aging drivers represent a disproportionate number of accidents, and if so, what is the impact of that on everyone’s car insurance?
Lower Your Homeowner’s Insurance Costs. Practice Fire Safety.
According to statistics from the National Fire Protection Association (NFPA), in 2008, fire departments responded to nearly 1.5 million fire; 27% of them were residential, accounting for 83% of civilian deaths by fire. Those fires caused $15,478,000,000 i
Don’t Cancel Your Health Insurance Just Yet
Just weeks after Congress passed the 2,000-plus page health care reform bill, anecdotal stories are circulating about people walking into health care facilities and demanding their free ObamaCare. Hope you didn’t drop your health insurance policy with the
Avoid Road Rage and Keep Your Low Car Insurance Premiums
The National Highway Traffic Safety Administration (NHTSA) defines aggressive driving as, “the operation of a motor vehicle in a manner that endangers or is likely to endanger persons or property.” That’s a traffic violation. When it goes beyond that, it’
Commercial Vehicle Insurance for Independent Truckers
To keep your commercial vehicle insurance costs as low as possible, it helps to know what you need and how much. Obviously, that’s going to depend a lot on things like what you drive and what you haul but here are some basic guidelines.
Looking for Dental Insurance Coverage? Here’s the Drill.
It only takes one uninsured root canal or crown to convince most people that dental insurance is a good idea. While it is not intended to pay 100% of your dental care costs, it goes a long way toward taking the bite out of it.
For the Cheapest Teen Car Insurance, Teach Your Kid to Drive in Adverse Conditions
The best way to maintain the cheapest teen car insurance rates is to give your kid the skills he or she needs to avoid accidents.
What Are the Odds?
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The whole life insurance business is a numbers game, based on the odds of something happening or not happening.
Are Mandates Why You Can’t Find Cheap Health Insurance?
Shopping for a cheap individual health insurance plan and dismayed by the premiums? Assuming you’re in good health, don’t smoke and aren’t pushing retirement age, the reason could be mandates. Those are the benefits and services insurance companies are re
Health Insurance Savings with Smart Prescription Drug Shopping
A big advantage of having health insurance is prescription drug coverage. But plan benefits vary and even with the best health insurance you can still save big bucks by being a smart shopper. Here are some tips and hints to help.
Here Comes Spring. Got Flood Insurance?
After winter’s record-breaking snow storms, most of the Midwest and parts of the East Coast are bracing for massive melts and widespread flooding. Most standard homeowner’s insurance policies do not include flood insurance or cover damages from flood wate
Business Owner Policies Pt. 3 – Optional BOP Insurance Coverage for Small Businesses
Just like snowflakes, no two small businesses are exactly alike. That’s why, in the wide world of Business Owners’ Policies (BOPs), you’ll find lots of add-on options to supplement your standard BOP property and commercial general liability (CGL) coverage
Business Owner Policies Pt. 2 – What Your BOP May NOT Cover
After the fact is never a good time to learn that what you assumed simply isn’t so. That’s especially true when the topic is business insurance. As a small business owner, you’ve got enough on your plate keeping your company afloat in today’s tough econom
Business Owner Policies Pt. 1 — Understanding BOPs
It’s not easy being a small business owner these days. Talk about multi-tasking! You need to stay up to speed on so many fronts from health care to employment law to product liability, you need to be a veritable Renaissance man to survive. On second thoug
Protect Your Small Business with Employment Practices Liability Insurance
Technically, you’re a small business if you have no more than 50 employees. But in reality, most small businesses are a whole lot smaller than that. The last U.S. census estimated that about three quarters of America’s 25,409,525 businesses had no payroll
