Life Insurance Journal

Life insurance journal archives serve to provide summaries of latest life insurance related news and information.

It helps customers learn what life insurance is and how to choose life insurance to protect your family members.

From term life insurance coverage, whole life insurance policy, to universal life insurance coverage, EINSURANCE always offers our best efforts to help you find the right life insurance coverage.

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Life Insurance for Men vs. Women

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July 19, 2016

Women may pay more for certain kinds of products and services,…

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What’s the Difference: Term, Whole, and Universal Life Insurance

May 20, 2016

Fundamentally, death benefits are for the living. We purchase…

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How Your Job Affects Your Life Insurance Premiums

March 15, 2016

You’re in good health, you don’t smoke, you’re not…

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Who Will You Name as Your Life Insurance Beneficiary?

February 29, 2016

When purchasing a life insurance policy, the biggest consideration…

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Life Insurance for E-Cigarette Users

September 22, 2015

Whether you smoke it or chew it, if you use tobacco products,…

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Is Your Job Killing You?

September 1, 2015

We’ve all said it from time to time: “this job is killing me!” Well, depending on what you do, you could be closer to the truth than you know.

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It should come as a shock to nobody that life insurance companies penalize smokers with higher premiums or even outright refusal to issue a policy. But now that more than 20 states now allow marijuana use for medicinal purposes and voters in four states h

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Life Insurance Provides Peace of Mind for College Loan Cosigners

June 22, 2015

No parent wants to think about losing a child, but sometimes the unthinkable happens. When that child is a college student with a loan you cosigned, along with the grief you’ll suffer, you could also be saddled with crushing debt. A simple life insurance

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Life Settlements – Smart Strategy or Risky Business?

May 6, 2015

Maybe you’ve heard the TV or radio ads offering to buy your life insurance policy and wondered what that was all about. The industry term for such a transaction is a life settlement. Simply put, a life settlement is the sale of your existing life insuranc

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The Right Way to Pick Your Life Insurance Beneficiary

April 15, 2015

The biggest reason to buy life insurance is because you want to do the right thing and leave those who depend on your protected instead of burdened with crushing financial debt.

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Why You Haven’t Bought Life Insurance Yet

March 11, 2015

Unlike car insurance and health insurance, there is no legal requirement to buy a life insurance policy. And given that you have a lot of other things to spend your money on, you’re probably in no hurry to rush out there and commit to monthly life insuran

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Finding the Money to Fund Your Life Insurance Policy

February 19, 2015

Finding the Money to Fund Your Life Insurance Policy

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Employer Provided Group Life Insurance Basics

November 26, 2014

What does employer-provided life insurance cover? What are the limitations of employer-provided coverage?

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Why Gens X and Y Don’t Buy Life Insurance

September 10, 2014

Many Gen X and Gen Y Americans have no life insurance, or are under-insured. Find out more about this risky trend.

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Is Your Life Worth Insuring?

August 6, 2014

Find out what life insurance companies look for in an insured. Not all insurers are the same, and what is not insurable for one company can be an acceptable risk for another.

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How Much Does Life Insurance Really Cost?

June 30, 2014

Is Life Insurance really to costly for you? Many millennials overestimate the cost of life insurance significantly. Find out how cheap life insurance can be.