Home Insurance Journal

Home insurance journal archives serve to provide summaries of latest home insurance related news and information.

It helps customers learn what home insurance is and how to choose home insurance when you buy your homes.

From homeowners insurance coverage, landlord insurance policy, to mobile home insurance coverage, EINSURANCE always offers our best efforts to help you find the best deals of home coverage.

lower your flood insurance premiumsEINSURANCE

Homeowners Insurance Quotes – Know Your HOs

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Before you go looking for homeowners insurance quotes get to know your HOs. That’s insurance industry shorthand for Home Owner and there are dozens of different HOs categories, but the average home insurance quote shopper will typically only deal with fo
do you need personal injury endorsement on homeowners insuranceEINSURANCE

Do You Need a Personal Injury Endorsement on Your Homeowners’ Insurance Policy?

Just when you thought you had it all covered, along comes a new risk exposure! This time, it could be something as seemingly innocuous as your teenage kid upstairs tweeting about a classmate. Believe it or not, you could be one nasty slanderous 144-charac
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Basic Facts About Hurricane Insurance Coverage

old onto your hat. Atlantic hurricane season is officially underway. From June through November, communities all along the Gulf and East Coasts of the U.S. are on alert for these severe storms. After a relatively mild 2009, experts at the National Oceanic
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Lower Your Flood Insurance Premiums. Challenge FEMA Remapping

Discover ways to challenge unnecessary flood insurance. This article contains information and links concerning FEMA.
lower your flood insurance premiumsEINSURANCE

Insure Your Home-Based Business with These Basic Policies

If you’re thinking about switching your career status from unemployed to self-employed, there are some things you need to know about insurance for your home-based business.
lower your flood insurance premiumsEINSURANCE

Lower Your Homeowner’s Insurance Costs. Practice Fire Safety.

According to statistics from the National Fire Protection Association (NFPA), in 2008, fire departments responded to nearly 1.5 million fire; 27% of them were residential, accounting for 83% of civilian deaths by fire. Those fires caused $15,478,000,000 i
lower your flood insurance premiumsEINSURANCE

Here Comes Spring. Got Flood Insurance?

After winter’s record-breaking snow storms, most of the Midwest and parts of the East Coast are bracing for massive melts and widespread flooding. Most standard homeowner’s insurance policies do not include flood insurance or cover damages from flood wate
lower your flood insurance premiumsEINSURANCE

For Cheaper Homeowners Insurance, Make Sure Your Home Isn’t an Insurance Nightmare

Here’s a wake-up call for you folks who’ve let those minor home repairs turn into major problems: your homeowners’ insurance policy can be canceled. Because of the uptick in abandoned properties, insurance companies have become increasingly vigilant. If y
lower your flood insurance premiumsEINSURANCE

Homeowners Insurance for Unmarried Couples

Forty years ago, 70% of U.S. households were comprised of married couples and half of those households had kids under 18. Back then, insurance companies used a standard definition for “insured” when issuing a homeowners policy. It granted insured status t
lower your flood insurance premiumsEINSURANCE

How to Lose Your Homeowners Insurance: Dog Bite Claims

Could the family pooch be standing between you and a homeowners insurance policy? Dog lovers that we are, we’re sorry to say it’s true. A 2008 study revealed that dog bite claims are the source of more than 30% of all homeowner insurance liability claims
lower your flood insurance premiumsEINSURANCE

Avoiding Post-Disaster Homeowner Insurance Scams

You were smart. You carefully shopped for homeowners insurance quotes and, after comparing quotes, you made your decision based on factors other than price alone. You insured your home for every conceivable disaster your area is prone to. You didn’t try
lower your flood insurance premiumsEINSURANCE

Flood Insurance and the National Flood Insurance Program

With what promises to be a winter of record-breaking snowfall we can look forward to a big thaw and the potential for major floods. Even if you don’t live in areas that get a lot of snow, heavy winter and spring rains can put you at risk. Flooding occurs
lower your flood insurance premiumsEINSURANCE

Cut Costs with These Homeowner Insurance Discounts

Strapped for cash? Here’s your resolution for 2010: stop throwing money away. Start by reviewing your homeowners insurance policy to see if you’re overlooking some big money-saving discounts.
lower your flood insurance premiumsEINSURANCE

What Your Homeowners Insurance Doesn’t Cover

To all the nasty surprises life can throw at you include learning after the fact that your homeowners insurance policy doesn’t cover something you just naturally assumed it did. Adding insult to injury is also finding out that an inexpensive rider to your
lower your flood insurance premiumsEINSURANCE

All About Vacant Property Insurance

With so many homes staying unsold on the market for longer than normal, a growing number of homeowners find themselves needing vacant property insurance. Vacant homes are targets for malicious damage from vandals, attractive to thieves who steal copper w
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The Impact of Winter Weather on Home Insurance

You may be cozy inside while winter storms rage, but when the weather outside is frightful just imagine what it’s doing to your home. Every year, U.S. snow storms and freezing weather rack up over a billion dollars in homeowner insurance claims.
lower your flood insurance premiumsEINSURANCE

For Homeowners Insurance Discounts Make Your Home More Secure

A barking dog may deter a thief, but it won’t get you any homeowners insurance discounts (and a biting dog could get your policy canceled). A much better bet is to do everything possible to secure your home from break-ins. Even something as small as inst
lower your flood insurance premiumsEINSURANCE

Want More Affordable Homeowners Insurance? Disaster-Proof Your Home.

Yes, you have the homeowners coverage to reimburse you for damages and losses, but one of the best ways to maintain affordable homeowners insurance is to avoid making claims altogether. And one of the best ways to do that is to make your home more disaste