Home Insurance Journal

Home insurance journal archives serve to provide summaries of latest home insurance related news and information.

It helps customers learn what home insurance is and how to choose home insurance when you buy your homes.

From homeowners insurance coverage, landlord insurance policy, to mobile home insurance coverage, EINSURANCE always offers our best efforts to help you find the best deals of home coverage.

claims made vs. occurrence policiesEINSURANCE

Homeowners Insurance with Dog Bites Coverage

Fido may be like a member of the family, but from an insurance standpoint, your pooch is a big hairy liability and a lawsuit waiting to happen. Do you have enough homeowners insurance to cover your assets if your dog decides to take a chunk out of a house
claims made vs. occurrence policiesEINSURANCE

Looking to Save Money on Insurance? Don’t Buy What You Don’t Need.

There are plenty of insurance policies you DO need that are going to take a bite out of your budget. You can and should shop for cheap insurance quotes online to hold down costs, but you can also save money on insurance by NOT buying policies you don’t ne
claims made vs. occurrence policiesEINSURANCE

When and How to File a Homeowners Insurance Policy Claim?

Waiting will delay the processing of your claim, diminish your memory of the incident and may even result in greater damage. However, there are a couple of things you should do first to facilitate the claim-filing process.
claims made vs. occurrence policiesEINSURANCE

Understand Your HOA Master Policy Before Looking for Condominium Insurance Quotes

If you’re thinking about snapping up a good deal before the inventory dries up, be sure you understand how condominium insurance quotes differ from single-family homeowners insurance.
claims made vs. occurrence policiesEINSURANCE

Renting Out Your Home? You Need a Landlord Insurance Policy.

Once you decide to rent your home instead of live in it, it becomes a place of business and you need a business-oriented landlord insurance policy.
claims made vs. occurrence policiesEINSURANCE

Insuring Your Kid’s Dorm Room on Your Homeowners Policy

Since theft is not unheard of in college dorms, check your homeowners’ insurance or your renters’ insurance policy.
homeowners liability insurance exclusionsEINSURANCE

Homeowners Liability Insurance Exclusions – What’s NOT in Your Policy?

The exclusions in your homeowners insurance can result in huge gaps in your coverage and leave you holding the bag for replacing stolen or damaged personal property.
claims made vs. occurrence policiesEINSURANCE

Homeowners Coverage For Home Business

If you operate a business out of your home, you’ll want to make sure you have liability coverage under your homeowners policy.
claims made vs. occurrence policiesEINSURANCE

Motorhome Insurance Facts

Before you take to the open road in your home on wheels, make sure you’ve got sufficient motorhome insurance to protect your vehicle.
claims made vs. occurrence policiesEINSURANCE

Condo Owner Insurance Coverage

When shopping for condominium owners insurance quotes, make sure the quotes you obtain provide you with enough coverage for your valuables.
claims made vs. occurrence policiesEINSURANCE

Homeowners Flood Insurance – An Umbrella of Protection

Your normal homeowners insurance policy does not provide flood coverage.
claims made vs. occurrence policiesEINSURANCE

Do You Have Enough Homeowners Insurance Coverage?

When determining how much homeowner insurance coverage you need, don’t rely on cost per square footage estimates.
claims made vs. occurrence policiesEINSURANCE

Getting Married? Recently Married? Time To Think About Insurance!

Here’s a checklist of some considerations you should give to insurance if you are getting married or are newly married:
homeowners insurance and commercial general liability insuranceEINSURANCE

Homeowners Insurance and Commercial General Liability Insurance – No License to Kill

Homeowners Insurance and Commercial General Liability Insurance is meant to cover accidental loss or injury, not intentional loss.
claims made vs. occurrence policiesEINSURANCE

Homeowners Insurance – The Big Litigation Expense Benefit

One of the biggest benefits of homeowners insurance, condominium owners insurance and renters insurance is that most policies require the insurance company to defend you in a lawsuit if you are sued for covered damages.
claims made vs. occurrence policiesEINSURANCE

Lowering The Cost Of Homeowners Insurance

One of the ways to reduce your premium is somewhat beyond your control – a good claims history. Of course, the best claims history is to have had no claims.
claims made vs. occurrence policiesEINSURANCE

Homeowners Condominium Owners and Renters Insurance – Protecting Your Valuables

it is important to take your valuables into consideration. You can obtain a “personal articles floater” which specifically insures your individual valuable items for which there may be limited or no coverage otherwise.
claims made vs. occurrence policiesEINSURANCE

Claims-Made VS Occurrence Policies

There are two primary types of insurance policy forms: occurrence and claims-made. Occurrence forms cover losses that happen during a given period of time (the policy term). A claims-made form has value, but no guarantee of continued insurablity.