Business Insurance Journal

Business insurance journal archives serve to provide summaries of latest business insurance related news and information.

It helps customers learn what business insurance they should choose to protect their small businesses and against claims.

From general liability insurance coverage, commercial property insurance policy, to workers compensation insurance coverage, EINSURANCE always offers our best efforts to help your business grow with insurance protection.

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Business Insurance – What To Know About Your Insurance Before Laying Off Any Employees

If your company is in the position of possibly laying off any employees, you’ll want to make sure your insurance will cover any possible repercussions.
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Third-Party Employment Practices Liability Insurance Basics

You’ll sleep a lot better knowing you have the broadest liability insurance coverage possible, including third-party EPLI.
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EPLI Insurance – The Business Coverage You Can’t Afford to be Without

Your Employment Practices Liability Insurance policy can help protect you from a smorgasbord of potential law suits, if you take care to get the broadest coverage available.
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Insurance for Businesses Part 3 – The “Employee” Policies

If your business has employees, you’ll want to consider whether you need employment practices liability insurance.
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Truckers Insurance Basics – Commercial Truck Liability Insurance

All truck drivers are required by federal law to carry commercial truck liability insurance.
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Employment Practices Liability Insurance – Because Law Suits Happen

Employment practices liability insurance coverage typically applies only to claims made by full-time employees.
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Who Needs Workers’ Compensation Insurance? Maybe It’s You.

Every state has different laws governing workers compensation insurance, so you’ll want to check with your state’s insurance commission or an insurance agent for specific details, but typically you’re required to carry workers compensation insurance if yo
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Business Insurance Part 1 – Options for Home-Run Businesses

Many insurance companies offer business insurance policies specifically for home-run businesses.
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Business Insurance Part 2 – Affordable Business Car Insurance

Depending on your insurance company and your specific circumstances, you may be able to simply add a business endorsement to your regular auto insurance policy.
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Cover Your Assets with Errors and Omissions Insurance

Basically, Errors and Omissions insurance protects you should a client or customer decide to sue you for damages resulting from a service or product you, your employees or independent contractors acting on your behalf provided or failed to provide as prom
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Commercial General Liability Insurance – Additional Insured Coverage

An “additional insured” is a person or business that is specifically included as an insured under the policy issued to your business.
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Commercial Auto Liability Policies for Businesses

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As liability caused by an automobile is excluded under Commercial General Liability Insurance policies, make sure to consider purchasing a Commercial Vehicle Liability Policy to protect your business.
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Commercial General Liability Insurance – A Must For All Businesses

The typical CGL policy will cover your business for certain specific losses. Specifically, in the event you or the company are sued for “bodily injury,” “property damage,” “personal injury” or “advertising injury,” the typical CGL policy will provide cove
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Professional Liability Insurance In Associations

Professional liability insurance coverage pays for professional legal fees and damages in the case of a law suit over errors or omissions allegedly committed while engaged in the practice of someone's profession
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Commercial Property Insurance And Liability

Commercial property insurance varies from howeowners insurance and covers precisely one thing, your commercial property.
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Claims-Made VS Occurrence Policies

There are two primary types of insurance policy forms: occurrence and claims-made. Occurrence forms cover losses that happen during a given period of time (the policy term). A claims-made form has value, but no guarantee of continued insurablity.
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How Does Honesty Apply To Insurance?

It is important to be honest on all insurance applications and claims to avoid the possibility of problems on coverage for any future claims.
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The Death Of The Educated Jury: The Plaintiff’s Malpractice Lottery

It seems to me that a random jury selection of random people of all social and economic levels would be much more logical than the current jury selection process