Losing a family member is never easy. But if your spouse, parent, or other friend left you an inheritance via a life insurance policy, the extra funds can lessen the sting of loss. Welcome to A Life Insurance Beneficiary’s Ultimate Guide. This article will answer your most common questions about being a life insurance beneficiary, […]
If you own a small business and have at least one employee besides yourself, by law you have to carry workers compensation insurance.
First-Time Home Buyer Tips Buying your first home can be both exciting and terrifying at the same time. The surest way to lean more towards the positive side of that spectrum is to educate yourself so you can have a better idea of what to expect. You’ll also feel better about your decisions. 1. Define […]
Thanks to the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), you don’t have to lose the health insurance that was provided by your former employer. But you’ll have to pay full price as well as an up-to-two percent administration fee. COBRA health insurance provides for the continuation of group health coverage when you quit, […]
Auto insurance is complicated. Today, we’ll cover the basics of comprehensive insurance for cars, trucks, motorcycles and SUVs, with the general consumer – or non-professional driver – in mind. While the concept of comprehensive insurance for autos stays the same regardless of what you do with a vehicle, business owners, CDL drivers and livery operators […]
We don’t want to sound like a sales rep here, but the truth is: any time can be the best time to buy life insurance! Perhaps the better question to ask is “Which type of life insurance do I need right now?” Life insurance can seem complicated, but EINSURANCE.com is here to help! We’ll attempt to answer this question for you […]
Don’t just assume that your personal car insurance policy will protect you. Read the fine print and be aware of these facts about personal car insurance and rental cars.
Renters liability insurance is a coverage that’s included in a standard renters insurance policy. Its purpose is to protect the policy owner from lawsuits and pay for damages caused to other people or their property. Most renters liability policies include $100,000 of this coverage built in, according to the Insurance Information Institute (III). But you can […]
Key Takeaways: Most states require you to carry bodily injury liability (or compulsory) coverage at a minimum. Insurance experts recommend, at a minimum, $100,000 in bodily injury coverage and $300,000 in property damage coverage which is far more than most state-mandated limits. When looking at liability car insurance coverage, remember to compare quotes to find […]
The first step prior to writing the cancellation letter is to look to your policy to see if there are any provisions regarding cancellation and notification of your insurer. There may be instructions regarding how to cancel your policy – how many days not
Colorado homeowners insurance is usually mandatory for home buyers with a mortgage. And if you don’t have a mortgage, it’s important that your financial investment in a home is protected from disasters with homeowners insurance. Today, we’ll cover everything homeowners need to know about Colorado home insurance. We’ll answer your most common questions like: What […]
A host liquor liability insurance policy protects businesses that serve alcohol to guests, occasionally. If a guest leaves your special event after a few-too-many eggnogs and causes a car accident, your company won’t be held liable for the damage. Sometimes this coverage is built into your general liability policy already, but the limits of liability […]
So lots of small business owners drive their own cars on company business and rely on their personal car insurance. But, the few dollars saved on car insurance premiums could end up being an very expensive decision.
Extended replacement cost coverage is an option available on most homeowner’s insurance policies. If you are a first-time homebuyer, you might not understand what this coverage can do, or understand its limits. So today, we’re taking a close look at extended replacement cost. We’ll answer questions like: What is extended replacement cost (ERC) on a […]
Consumers often have some confusion about car rental insurance. Usually, when people ask us about rental car insurance, they have one of four questions: Will my car insurance policy pay for a rental car? Does my car insurance cover damage to my rental car? If I have an accident in the rental car, does my […]
Travel insurance for seniors can protect your health and finances while you’re traveling out of the country. It’s especially important for American seniors because Medicare will not cover health expenses when you’re outside the US. Remember, anyone can fall, be a victim of theft or identity theft, or experience a weather catastrophe while out of […]
Used car insurance policies work the same as new car insurance policies. If this is your first time insuring a car, you’re in the right place. Today we’ll discuss how car insurance works with used car owners and first-time car owners in mind. We’ll introduce you to concepts like liability, full coverage, comprehensive and collision […]
Small Business Owners and entrepreneurs may find it a challenge to keep up with regulations regarding health insurance requirements for their employees. You’re busy growing your business and fulfilling your orders and obligations. You don’t have a huge HR department to keep track of small business health insurance requirements, and you don’t have time to […]
