Is homeowners insurance tax deductible? The answer to whether or not homeowners insurance is tax deductible is kind of a mixed bag of good news/bad news. Aside from a few exceptions that we’ll cover here, homeowner’s insurance is not tax deductible. Nor are other property insurance policies you might buy, like flood insurance or earthquake […]
A recent Gallup poll suggests 25% of all employed Americans are now working from home. Another 20% of employed individuals are hybrid workers, meaning they work from home at least some of the time. That’s a total of 45% of all employees in our country, about 4.4 million souls. If you’re one of those 4.4 […]
Despite legal requirements to purchase Affordable Care Act-qualifying health insurance, not everybody is onboard. Many people, for a variety of reasons, are opting to purchase short-term health insurance policies instead.
Since the effectiveness of decreasing term insurance is by definition limited by the age and demographic of the insured—in other words, since the coverage is temporary
Get the right insurance coverage. Understand the six parts of homeowners coverage and get competitive homeowners insurance quotes online at einsurance.com
Buying life insurance online feels utterly overwhelming. In early 2022, a quick Google search for “life insurance” brings back more than 1.2 billion results. Add those to TV commercials, spam emails, text messages and snail mail, and it’s easy to see why consumers experience choice overload when shopping for life insurance online. There are just […]
Pay-per-mile car insurance can be an affordable auto insurance option for certain customers. But it’s not right for everyone. Throughout this article we’ll refer to it using three names: pay per mile, pay-per-mile and PPM. Know that we’re referencing the same type of insurance every time. Here we’ll explain how pay per mile car insurance […]
If you are a small business owner, you know that running a business is more than just hanging a sign out front. Whether you’re an individual consultant or own a growing business with employees, business insurance can protect your company. But what kind? There are basic insurance policies business owners should consider. Business Owners Policy […]
A Guide to Life Insurance Medical Exams When you purchase life insurance coverage, you will likely be asked to have a medical exam. The insurer will determine how much of a risk you are, first with an interview followed by a physical exam administered by a medical professional, typically a paramedical, such as a nurse. […]
If you bought a new car, it started to depreciate as soon as you drove it off the lot, about 10 percent of its original value in a year’s time. And that’s just an approximate estimate; some can depreciate as much as 50 percent if it’s not a very popular car. If your new car […]
Sometimes, yes. Your auto insurance policy will cover most hurricane damage if you have comprehensive coverage. Still, even with a comprehensive coverage policy, some types of damage – specifically glass windows and windshields – might not be covered unless you have a rider. (We’ll talk about that more in a moment.) And your car insurance […]
Special Enrollment Period allows you to enroll in health coverage outside of the annual open enrollment period if you experience certain life events, including losing health insurance coverage, moving, getting married, having a baby, etc. You usually have up to 60 days following the event to enroll in a plan if you qualify for an […]
When you’re in an accident, whether someone is hurt, there is extensive damage to the cars or property involved, or the event is a simple fender bender, you’ll need to file an auto insurance claim for coverage. If you live in a no-fault state, you’ll file with your insurance company. If you’re in an at-fault […]
Key man life insurance can keep your company in business if a valued employee dies or is disabled. Key person life insurance premiums may be tax deductible
Learn the potential risks of too cheap auto insurance and shop for competitive quotes from top rated car insurance companies online.
Do You Need Child Only Health Insurance Child only health insurance is available in the US and has undergone some significant changes in recent years. But it’s not as widely available as private family plans, which include children on a parent’s health insurance plan for a small premium, or for free. So, before we get […]
Yes, auto insurance is one of the biggest expenses that come with owning a vehicle. On the other hand, if you ever need to file a claim, owning an auto insurance policy can save you a lot more than it costs. There are all kinds of reasons to cancel or switch your car insurance as […]
Get fast facts about backdating insurance policies for life insurance, car insurance and health insurance
