Entries by EINSURANCE

Does Your Car Insurance Cover Flood Damage?

We’ve already seen May floods devastate large parts of Texas, resulting in an estimated $45 million in property damage. That may have been just a precursor of things to come. After a record wet spring across the plains states, the summer forecast is equ

Smartphones Cyber Liability Risks

Do you know anyone who doesn’t have a smartphone? In just a few short years, they’ve gone from nowhere to near ubiquity. By the end of 2014, Comscore.com reported that 182 million people in the U.S. owned smartphones equal to nearly 75% of the country’s e

Got Enough Motorcycle Insurance?

The temperature’s climbing, summer’s on the way, and the sound of revving hogs can be heard in the land. It’s time to get your motorcycle running and head out on the highway — but before you go, make sure you have enough motorcycle insurance and that you

Homeowners Insurance Fact or Fiction? Take the Quiz

Homeownership may be the American Dream, but it comes with a stark reality that often comes as a shock to first-time buyers: homeowners insurance. Beyond knowing that your mortgage holder requires it, many Americans are woefully uninformed about the topic

Life Settlements – Smart Strategy or Risky Business?

Maybe you’ve heard the TV or radio ads offering to buy your life insurance policy and wondered what that was all about. The industry term for such a transaction is a life settlement. Simply put, a life settlement is the sale of your existing life insuranc

Medicare Supplemental Coverage Basics

If you’ll be turning 65 soon, along with another candle on your cake, you’ll be eligible for a nice gift from American taxpayers like yourself called Medicare. You’ll also begin receiving lots of offers for supplemental insurance, also called Medigap cov

Insurance Options for Home-Based Businesses

If you’re operating a small business out of your home, you’re not alone. According to Small Business Administration (SBA) data, 52% of all U.S. small businesses are home-based. Chances are you’re also one of the 75% of all U.S. businesses that are classi

4 Reasons to Buy Renters Insurance

Even with near record-low mortgage rates, reasonably affordable prices and the carrot of mortgage interest deductions, the National Association of Realtors® (NAR) annual survey found that the percentage of first-time homebuyers dropped to a near all-time

Obamacare Extra Enrollment Period for 2015

Good news if you missed the regular open enrollment period to buy qualifying healthcare or pay a penalty on your 2015 taxes: the federal government has moved the goal post again! A new, improved extra enrollment period is in effect until April 30, 2015. Y

Rideshare Insurance Basics

Tired of the 9-to-5 grind? Or just want to earn a little honest money on the side? Running a ridesharing business could be just the ticket. As of December 2014, Uber, the best known of the ridesharing companies, reported 162,037 active drivers in its pool

Why You Haven’t Bought Life Insurance Yet

Unlike car insurance and health insurance, there is no legal requirement to buy a life insurance policy. And given that you have a lot of other things to spend your money on, you’re probably in no hurry to rush out there and commit to monthly life insuran

Auto Insurance: Switch and Save or Switch and Lose?

Unless you have gone entirely off the grid you cannot avoid the invitations to switch your car insurance with the prospect of saving hundreds of dollars a year. It’s an enticing promise, and shopping around may indeed result in substantial savings. Just b