With a health care system struggling to be more cost efficient while enhancing and advancing patient care, technology has proven to be a promising solution. Emerging healthcare technology is finding its ways into surgical suites, hospitals and homes. Of the many solutions in development and on the market, some healthcare technology approaches are coming to […]
If you’re like a lot of business owners, you might make mistakes when it comes to purchasing business insurance. Protect yourself from costly errors, review the details of your business and insurance to avoid making costly errors. Common Mistakes to Avoid When You Buy Small Business Insurance Here are some common mistakes you may be […]
In many parts of the country, winter means dealing with bad driving conditions. Whether you live in an area that gets a lot of rain, ice or snow or are planning a trip where there’s a good chance you’ll run into inclement weather, these winter driving tips can help you stay safe on the road. […]
Being human, we all make mistakes from time to time. Since errors are inevitable, there’s an insurance that specifically covers professional mistakes and oversights: Errors and Omissions Insurance. Errors and omissions (E&O) policies are typically purchased by consultants, brokers and agents and service providers in industries such as real estate, software development, accounting, law, engineering, […]
Better safe than sorry, right? Be prepared for possible problems when you’re on the road with an emergency kit. You’ll have peace of mind feeling safe and you could save yourself some unexpected loss of time. These days there are options that take away the need for an extensive kit, although keeping certain items in […]
Health insurance coverage provided by your employer comes with an option not available to individual policies: a Flexible Spending Account (FSA). While it’s not an arrangement that makes sense for everyone, under the right circumstances having an FSA is a good choice. A Flexible Spending Account is an account into which you put money that […]
When you are young and healthy, you can feel invincible. Which could be one of the reasons why among millennials, ages 18 to 34, only 20 percent surveyed believed they will probably buy life insurance at some point. But, you might ask, why would you want to pay for insurance when you’re just starting out […]
Owning a small business doesn’t always have to be about putting out fires, containing costs and managing everyday things that can feel more like chores—although these are all important to your success. But, with Halloween on its way, have some fun Halloween ideas. Your employees will enjoy it, and so will your customers. 1. Employee […]
If you ever ventured out on Halloween to do some trick-or-treating when you were a child, you probably remember how exciting it can be. It’s all about running from house to house and marveling (or being bitterly disappointed!) at the treats you’re raking in. As drivers, we should remember how distracted the little ghouls and […]
For home owners, trick-or-treaters aren’t the only spooky things that come with Halloween. While you’re handing out goodies and enjoying the costumes you’ll want to have a good time and not worry about your home becoming a liability. Take some precautions to make your home safe during a party or when little ghouls and witches […]
If you are laid off from your job, you have options for health care insurance. Do the smart thing and don’t take the “Oh, I don’t need health insurance anyway” route and opt out of a policy all together. You never know when an illness or accident can strike, and medical debt is one of […]
When you have a small business, you have a lot of hats to wear. Here’s another one: Risk Manager. Risk management is a process that identifies, assesses and provides a plan to mitigate risks that affect a business. Despite its importance to the health of a company, managing for risk is one of the most […]
It’s what every parent dreads. Your teenager gets a learner’s permit and you have to teach them to drive. After that, you have to let them try their wings on their own as a full-fledged driver. Beyond the nail-biting fear for their safety, there’s the whole matter of getting auto insurance for your child. Since […]
Life happens. Does that life insurance policy you bought a while back still fit? When your life changes, your insurance might need to as well. In fact, reviewing your policy every year or two can ensure peace of mind that you’re up-to-date. When reviewing your life insurance policy, asses the finer points such as: Beneficiaries […]
Older people are most likely to sustain an injury at home than anywhere else. But accidents at home can happen no matter your age. With home protection you can make your home safer, and some of these measures might allow you to receive home insurance discounts from your provider. 1. Fall-proof Your Home As we […]
First of all, know that not all mechanics are shady. That said, it’s always a good idea to be discerning when taking your car to a new shop. A good start is to ask around to see if any of your friends can give you a recommendation based on their experience. Who do they go […]
Most states now use Partnership for Long-Term Care to encourage people to purchase long term care insurance (LTCI), which takes some of the burden off of state Medicaid budgets. LTCI Partnership policies provide coverage for middle income people while leaving them still eligible for Medicaid even if they use up all of their long term […]
Insurance is a fact of life for business. When you own a small business, choosing the best kinds of business insurance policies and then paying the premiums can seem overwhelming, especially considering all your other daily concerns. There are some steps you can take with your insurance to help keep premium costs at a minimum. […]
