Ah, summer, the months you look forward to the rest of the year. Fun on the water, barbecues with friends and family, good times outdoors. Just don’t let “go to the emergency room” end up on your list of things to do this summer. Here are some of the most common summer health hazards and […]
Major daily commitments to getting in shape can be difficult to commit to, but there are little daily health habits that you can do every day that are a huge plus to your health. 1. Get enough sleep. Seems easy enough, but with our busy schedules we can deprive ourselves of the sleep we need. […]
Local SEO Tips for Small Businesses: Optimizing your Website and GMB Listing You thought you checked all the boxes on your web presence to-do list: Your site is responsive; you’ve filled it with informative content that actually helps people; and it’s lightning-fast. Your site provides a great user experience, it looks good, and it runs […]
When you pass away, it’s important that beneficiaries know where to find the policy holder’s life insurance records. If you have life insurance coverage, get organized and protect your investment—and let your beneficiaries know where they’ll be able to find your policies. Where to Keep Your Life Insurance Records The Insurance Information Institute (III) recommends […]
Home improvement doesn’t have to be about remodeling the bathroom or taking out a wall to expand a room. This summer, concentrate on a few projects that will enhance your home and, because they don’t need to be expensive, can improve your frame of mind. First step is to inspect your home. Look for cracks, […]
Why are Americans skipping health insurance? Although more people have health insurance than they did before the Affordable Care Act (ACA), growing numbers of individuals under the age of 65 are opting to go without insurance. There are two reasons: High costs Shrinking networks According to Kaiser Family Foundation, record increases of people have health […]
As a small business owner you have to wear a lot of hats. When the business needs to grow, it can feel as if you don’t have time or resources to make it happen. While the “you need money to make money” adage is still true, there are simple practices you can put in place […]
Ever wonder if getting a 12-month auto insurance policy is better than buying a 6-month policy? There are pros and cons for going either direction, but ultimately it might be in your best interest to stay with the shorter-term version. A 12-Month Plan The main benefit with a 12-month auto insurance plan is that you […]
Life insurance can be a great help for your surviving beneficiaries, but it can also be used as a tool to help you in retirement. And, different types of insurance policies can be useful in different ways. Permanent Life Insurance Universal and whole life are permanent policies, as long as you pay your premiums. Though […]
There comes a time when many homeowners ponder: Is it time to move or should I just remodel? The answer is one part emotion and the other part logic. Emotional Considerations: Should I Stay or Should I Go? We tend to grow attached to a home, especially if we’ve lived in it for a long […]
For a variety of reasons, including too few states choosing to expand Medicaid under the Affordable Care Act (ACA), or Obamacare, and with the individual mandate ending soon, some insurers are opting to pull out of the Marketplace, or exchange. According to The Heritage Foundation, 51.3% of all counties have only a single insurer offering […]
There’s a growing concern about the rising cost of pharmaceuticals, but you may be able to save at the pharmacy. Despite your health insurance, you may be paying more than you need to fill your prescriptions. A recent study by the University of Southern California Schaeffer Center for Health Policy & Economics found that 23% […]
A bad driving record comes with consequences, none of them good. One of the most well-known negatives is that, when you add a ding to your record, your car insurance rates can go up. Fortunately, you may be able to do something to clear your driving record. The Point System Some states take action depending […]
If you live in certain areas prone to natural disasters, or particular states, you may need to get extra coverage beyond your homeowners policy. But, be prepared: it gets complicated! Earth Movement Coverage Exclusions Home policies don’t necessarily cover a natural disaster, the most common of which is earth movement. Under certain circumstances even extra […]
With Net Neutrality freshly repealed, the true consequences have yet to be seen. But, one thing is clear: without net neutrality, healthcare will be affected, and very possibly in a negative way. Net neutrality prohibits broadband companies from prioritizing or blocking some content in favor of others and kept internet service providers (ISPs) from charging […]
Seniors go to hospital emergency departments (ED) more than other age groups and about one-quarter of all seniors end up in the emergency room (ER) at least once. According to the Center for Disease Control and Prevention (CDC), a survey found that adults over 65 made a total of 19.6 million ER visits in 2014. […]
If you’re approaching 65 it’s time to get serious about Medicare. It’s a fairly complicated system and the rules can be confusing. Just be sure to enroll at 65 years of age or, if you’re older, enroll within eight months of stopping work to avoid late penalties. Otherwise, if you’re close to turning 65 and […]
If you’re like many of us, you haven’t actually read your homeowners insurance policy. Do you know what your policy does and doesn’t cover? Should you ever need it, you might be surprised. Because, the truth is, many fairly common events are not covered in a standard policy. Many things not included in a standard […]
