If you own a business that sells, distributes, manufactures or designs products, product liability insurance could potentially keep you from having to close shop because of hefty costs incurred when something goes wrong. It’s wise to consider adding product liability coverage to your general liability policy in order to protect your company should there be a […]
If you have ever been responsible for the after-death arrangements a loved one, you know how hard it can be. At a time when you are mourning a loss, you also have to spend time making sure preparations are taken care of. If you have to pay burial costs and related expenses, too, and it […]
You go to purchase a homeowner’s insurance policy and you’re offered auto insurance, too, but you already have auto coverage from a different company. Should you bundle home and auto insurance? Is it worth the trouble? With some exceptions, bundling home and auto insurance is a good idea. As long as each policy has the […]
Used to be, once children left home they were on their own in terms of health insurance. That changed with the Affordable Care Act (ACA). Now, as long as your health insurance provides coverage for dependents, your child can remain on your plan until the age of 26, no matter what. Did he get married? […]
Ride-hailing, such as ridesharing services like Uber and Lyft, have disrupted how we get from Point A to Point B when we need a ride. And this is changing the way car insurance behaves. In other words, providers are creating coverage products specific to ridesharing. According to TheRideshareGuy.com, more than 700,000 drivers work for Lyft […]
Driving has become a huge part of everyday life, and predictably certain types of car accidents have become more frequent. Some are more common than others. Most Common Accidents Types The most frequent car accidents collisions include the following: Rear-end Head-on Side impacts Dents and scrapes Avoiding Rear-End Collisions Rear-end collisions are most likely to […]
Some may think you have to spend more money on remodels or new equipment to save on energy use in the home. The truth is, there are steps you can take that cost, but there are a lot of ways you can make your home more energy efficient that are also cost efficient. Tips for […]
While the U.S. approach to healthcare insurance seems to be in constant flux these days, some things remain constant. No matter what plan you go with, there are ways to keep your monthly premium costs down. 7 Ways to Save Money on Your Health Insurance Premiums 1. Go with a higher deductible. If you can, […]
Do you like turning heads on the road? If so, then you’ve probably already fantasized about owning a Tesla. If the price tag doesn’t scare you away, more power to you. These all-electric cars can go fast, they don’t use gas, and they’re sexy. But they are also expensive to drive off the lot. How […]
Drivers distracted enough to take their eyes off the road are twice as likely to get into an accident, according to a study by researchers at Virginia Tech Transportation Institute. Unfortunately, the study also found that drivers tend to engage in distracting activities more than 50 percent of the time. We hear a lot about […]
While you purchased your life insurance policy with beneficiaries in mind, you can also ensure you personally receive some financial benefit in certain circumstances. The accelerated death benefit (ADB) lets you receive living benefits in the event you are diagnosed with a terminal illness. Some insurance companies include an ADB with their life insurance policies, […]
Things You Should Know Before Picking a Health Plan Figuring out which health insurance plan is the best for you can feel a little like learning a different language. Until you get to know the vocabulary and how it’s all tied together it can be confusing, even frustrating. If you’re getting health insurance through your […]
5 Ways to Handle Negative Reviews Online Whether you love them or hate them, online reviews are part of doing business in this digital world. It is common for consumers to read reviews, both positive and negative, before making a purchase decision, so customer reviews are an important component to building a customer base. Regularly […]
When you need to file a claim on your auto insurance policy, you may just assume it will be taken care of. Unfortunately, it is not always so cut and dry. Auto insurance claims can be denied for a lot of reasons. Common Reasons Auto Insurance Claims Denied If you’ve submitted a claim and your […]
Things You Should Never Leave In Your Car We may have learned to “hide” items like packages or other enticing items when we leave them in the car—they could be too tempting for a thief to resist, after all. Beyond valuables, pets and small children, there are things that should never be left unattended in […]
Some people daydream about that “long lost relative” who leaves them money, seemingly out of the blue. This can happen if you’re a life insurance beneficiary, but sometimes you have to go hunting for your own payout. The odds that you have unclaimed life insurance benefits waiting for you to claim are 1 in 600, […]
For the most part, we love our tech. In the search for ways to simplify our lives with technology, homeowners are turning their attention to gadgets and devices that make their homes smarter and safer. In the process, savings are being realized at home and on homeowner’s premiums. Tech We’re Taking Home Technology firms have […]
As a business owner or consultant, an ongoing goal is to grow your client base. You can market, do community outreach and seek referrals—all those things that keep you busy while trying to make sure your current clients are well-served and happy. There is one avenue for gain more clients that you may not have […]
