Car Insurance Estimator Before You Buy That Car The two most expensive items that go into owning a car: car loan payments and car insurance. If you are interested in cutting your annual cost of ownership, these are the two areas in which you can save the most. Experts say, it’s wise to estimate your […]
How to Choose a Life Insurance Policy When You’re Expecting a Baby When a baby is on the way, there’s a lot to think about. Your to-do list might look something like this: Stock up on diapers. Set up the crib. Make sure you have baby-bathing supplies on hand like a baby tub for the […]
The National Alliance on Mental Illnesstells us that In the U.S., mental illness affects 1 in 5 adults, and many never seek medical care. Part of the issue has been the lack of health insurance coverage. The Affordable Care Act addressed this by requiring Marketplace insurance providers to offer mental health and substance abuse coverage. […]
Six Tips for First Time Car Insurance Buyers Buying a car in almost any state means also purchasing auto insurance. If you’re a first-time car insurance buyer, getting the right coverage can seem a little confusing. There are many variables that go into choosing a policy, but let’s break it down to help make sense […]
If you have children, you may be wondering if you should buy life insurance for them. The answer to this question, like so many, is “it depends.” Let’s look at the pros and cons of having a life insurance policy for a child. Why You Should Buy Life Insurance for Children? The two main reasons […]
Turn Customers into Loyal Patrons Starting With 5 Easy Steps As a small business owner, you have probably seen the power of selling to customers committed to your brand, and all the work and expense that goes into trying to sell to new customers. Nurturing connections with loyal consumers is essential to the success of […]
How to Deal With a Tire Blowout Safely? Tire blowouts don’t necessarily have to happen. Most can be avoided with periodic checks for leaks, wear and proper air pressure. But, if you do experience a blowout on the road, there are steps you can do to deal with the situation safely. Why Blowouts Occur? Most […]
If you’re in the market for a new car, do some research to see which makes and models you’re interested in. Which ones have everything you’re looking for? Think about things like good looks, capacity, trunk space and anything else that would serve you best. Then, follow two rules: Rule Number One: Never buy a […]
Deciding to buy life insurance policy is just the first step in getting covered. After that it can get confusing. What kind of policy should you get? How much coverage? Where should you purchase coverage? Sorting through these types of questions will help organize you for the task. Do You Need Life Insurance? Whether you […]
If you’re like most people, car maintenance happens when something goes wrong or quits working. But following a schedule can keep you safer and if you can show you’ve stayed on top of your car’s maintenance it could boost the resale value. First of all, always check with the owner’s manual that came with your […]
Every year, according to the Center for Disease Control and Prevention (CDC), millions of people come down with the flu and of those, hundreds of thousands are hospitalized, and thousands or tens of thousands die from flu-related causes every year. Statistics show that getting a seasonal flu vaccine is the most effective way to help […]
When you buy a home, you also need to purchase homeowners insurance, and possibly add-on endorsements. But, at its most basic, homeowners insurance covers four things: Your home Your personal belongings Liability protection Additional living expenses Home Protection In the aftermath of a fire or other disaster such as a hurricane, damaging hail or a […]
Even a small business that is not publicly traded can be vulnerable to expensive lawsuits, levied against the company itself and against the company’s officers and directors. Directors and officers (D&O) insurance protects companies, helping many small businesses avoid bankruptcy. Experts say D&O insurance coverage is essential to most businesses, even small privately held companies. […]
If you or your employees use a vehicle for business, you need commercial auto insurance. Personal insurance policies don’t cover business use. What kinds and how much coverage you need can depend on which state you’re in, and whether you cross state lines in the process of doing business. Types of Auto Insurance for Businesses […]
General liability insurance is essential for doing business; it can protect you financially in the event of a customer’s or third party’s bodily injury or property damage. As a contractor, you can also purchase an optional endorsement, an addition to your overall general liability policy. A variety of industry-specific professional liability policies are available, everything […]
With the possibility that used car dealers may unknowingly (or willingly) sell flood damaged vehicles, it is prudent for customers to check flood damaged cars before they buy. Mark a check in the box next to the statement if it is true. Any check mark should be a signal to stay away from a respective […]
It’s that time of year again; Health Insurance Marketplace open enrollment for 2019 is coming up fast. You’ll have from November 1, 2018 through December 15, 2018 in most states, with coverage beginning January 1, 2019. You have several ways of getting health insurance if you don’t have coverage through your employer. You can purchase […]
According to the National Association of Insurance Commissioners (NAIC), it’s a good idea to check your insurance policies once a year. Online car insurance comparisons have made the task easier than ever to compare car insurance quotes. Car Insurance Comparison Types There are two general types of online insurance sites. Some are lead generation sites […]
