Uninsured Motorist Coverage: What is It and Do You Need It? If it hasn’t happened to you, you probably know someone who has experienced it. Somebody else is at fault in an accident but doesn’t carry liability insurance. Now what? You’ll be stuck having to pay out of pocket for damage and injuries. If you […]
Looking for Cheap Car Insurance for New Drivers? Start Here. If you’re a new driver and need auto insurance coverage, keep in mind that when car insurance providers look at you, they see a risk. That’s because they provide coverage based on your risk profile. The higher the risk, the more expensive the coverage. And […]
What You Should Know About Mobile Home Insurance Like a typical homeowners insurance policy, mobile or manufactured home insurance can protect you if your home is damaged. It’s not required by law, but it’s a wise purchase, and mortgage companies and mobile home communities usually always require you to have such coverage. Note that Manufactured […]
Driving Statistics for the Prairie State The Prairie State is the 6th largest state by population. Its land locked nature makes it the 3rd largest state measured by total lane mileage from highway statistics 2018. As a result, Illinoisans find themselves driving a lot. Year: 2017 Statistics (totals) Crashes 311,679 Miles Driven 107,369 Fatal Crashes […]
Driving Statistics for the Sunshine State Driving in Florida can be quite dangerous. As you could imagine, the 3rd largest state measured by population, averages over 1,100 crashes per day. Needless to say, you need to keep your head on a swivel while driving through the Sunshine state. Year: 2018 Statistics (totals) Crashes 402,592 Driving […]
For certain small businesses—many sole proprietors and owners of pass-through entities—the new Tax Cuts and Jobs Act that went into effect tax year 2018 was good news: a 20% deduction for qualified business income (QBI). The new tax law includes additional rules within the pass-through deduction qualification for specified service trade or business (SSTB). IF […]
Breaking Down the Cost of Owning and Insuring a Tesla With Tesla’s entry into the mass market with the Model 3, you may be considering buying one for yourself. You may also be wondering if you can afford one. How Much Does a Tesla Cost? The price tag on the 2019 Tesla Model 3 is […]
Type 2 diabetes, which affects over 30 million people in America, sneaks up on you. According to the Center for Disease Control (CDC), studies indicate that 25 percent of people with type 2 diabetes don’t even know they have it, because the symptoms can be subtle in the early states. What is Type 2 Diabetes? […]
7 Tips To Prevent Distracted Driving Often, when we hear the term “distracted driving,” we think of teens on cell phones. And this mental image is not surprising since the majority of crashes involving teenagers revolved around distracted driving and more than 85 percent of today’s teens have a cell phone. It’s a natural conclusion […]
Open enrollment for the 2020 Marketplace for health insurance is here, running from November 1 through December 15, 2019. You’ll need to enroll by December 15th to secure coverage, which will begin January 1, 2020. Are You Ready for Obamacare Open Enrollment 2020? If you aren’t receiving health insurance coverage through an employer or another […]
What Questions Need to be Asked Before Getting Auto Insurance? When you buy a vehicle, you need to insure it against the risks you run while driving. It’s important to shop around so you can compare all of the insurance plans available to you. There are a large number of offers out there and while […]
Should Your Rent or Own Home? Used to be, it was considered a given that owning a home made more sense than renting. But these days it is not so cut and dry. There are pros and cons to both choices, and your answer depends upon what you feel is better for you. Things to […]
Why Small Business Needs Business Interruption Coverage If something happened to your small business and you had to choose between seeing your business survive or close down, which would you pick? If you want your business continue and thrive, you should seriously consider adding business interruption coverage to your property insurance policy. What Business Interruption […]
If you’re looking to get insurance on more than one passenger vehicle, save money on car insurance costs by putting them on the same policy. Insurance companies offer multi-car discounts as a reward to the policy holder for giving them additional business. Common Questions About Getting a Multi-Car Policy How much money can I save […]
How Much Will Your Car Insurance Go Up After an Accident? It’s smart—and in some states required—to have auto insurance coverage. But, if you’ve ever filed a claim after a fender bender or accident, you’ve no doubt seen your premiums go up. Just how much your insurance costs are elevated following an accident is not […]
Paying Homeowners Insurance Upfront or at Closing When you’re buying a home, mortgage lenders require you to pre-pay your first year’s homeowner’s insurance policy premium. But you still have a choice of either paying homeowners insurance upfront, or at closing when you pay the other fees you’ve settled on in the sale. Part of your […]
Top Six Workplace Safety Tips for Employers In the United States, more than one billion a week is spent by businesses on serious workplace injuries, with overexertion leading the list of top ten causes. This category alone costs businesses almost $14 billion a year. Making safety an important element within your business can help lower […]
Overcome the Cycle of Poor Sleep, Depression and Chronic Pain The recommended amount of sleep is seven hours. Sleeping less, or more, affects us both physically and mentally. Breaking the resulting cycle of poor sleep, depression and chronic pain can be difficult. Many people have trouble getting to and staying asleep. Sleep deprivation, where you […]
