claims made vs. occurrence policiesEINSURANCE

Understanding Managed Health Care Insurance Plan Options

When comparing health insurance quotes from managed health care plans, be sure that the quality of care doesn’t take a back seat to the control of costs.
claims made vs. occurrence policiesEINSURANCE

Getting Married? Recently Married? Time To Think About Insurance!

Here’s a checklist of some considerations you should give to insurance if you are getting married or are newly married:
claims made vs. occurrence policiesEINSURANCE

Insurance Companies – Are They Really As Bad As They Are Made Out To Seem?

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The insurance companies determine the amount of premium based on their evaluation of the risks they are insuring. Insurance companies cannot pay losses that were not insured
claims made vs. occurrence policiesEINSURANCE

Insurance 101 – What Is It And Why Do I Need It?

Insurance only covers an unexpected, accidental loss. You can’t go out and purchase insurance after your home has been destroyed by a tornado or fire.
claims made vs. occurrence policiesEINSURANCE

What Does a Dental Insurance Policy Cover?

Depending on the dental insurance coverage you select, you’ll either have your choice of any dentist or a dental plan network of dentists to choose from.
claims made vs. occurrence policiesEINSURANCE

The General Auto Insurance Guide to Filing a Claim

So here’s the general auto insurance guide to filing a claim.
claims made vs. occurrence policiesEINSURANCE

Build Your Own Discount Auto Insurance – Seek Out Savings on Car Coverage

Discounts are available from many companies if you buy more than one policy from them. Lump your boat insurance, motorcycle insurance and both car insurance policies in with your homeowner insurance and you could see significant savings on insurance in ge
claims made vs. occurrence policiesEINSURANCE

The Logic Behind Auto Insurance Quotes

Armed with actuarial tables, auto insurance companies can scientifically calculate their level of risk. Many factors and variables play a role in calculating your risk as potential holder of an auto insurance policy.
claims made vs. occurrence policiesEINSURANCE

Medical Insurance Musts for the Newly Unemployed

If you have a job, chances are good that some or all of your health insurance policy is covered by your employer. But if you’re newly unemployed and not a trust fund baby, you’re going to need low-cost health insurance.
homeowners insurance and commercial general liability insuranceEINSURANCE

Homeowners Insurance and Commercial General Liability Insurance – No License to Kill

Homeowners Insurance and Commercial General Liability Insurance is meant to cover accidental loss or injury, not intentional loss.
claims made vs. occurrence policiesEINSURANCE

Commercial General Liability Insurance – Additional Insured Coverage

An “additional insured” is a person or business that is specifically included as an insured under the policy issued to your business.
claims made vs. occurrence policiesEINSURANCE

Homeowners Insurance – The Big Litigation Expense Benefit

One of the biggest benefits of homeowners insurance, condominium owners insurance and renters insurance is that most policies require the insurance company to defend you in a lawsuit if you are sued for covered damages.
claims made vs. occurrence policiesEINSURANCE

Commercial Auto Liability Policies for Businesses

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As liability caused by an automobile is excluded under Commercial General Liability Insurance policies, make sure to consider purchasing a Commercial Vehicle Liability Policy to protect your business.
claims made vs. occurrence policiesEINSURANCE

Lowering The Cost Of Homeowners Insurance

One of the ways to reduce your premium is somewhat beyond your control – a good claims history. Of course, the best claims history is to have had no claims.
claims made vs. occurrence policiesEINSURANCE

Homeowners Condominium Owners and Renters Insurance – Protecting Your Valuables

it is important to take your valuables into consideration. You can obtain a “personal articles floater” which specifically insures your individual valuable items for which there may be limited or no coverage otherwise.
claims made vs. occurrence policiesEINSURANCE

Commercial General Liability Insurance – A Must For All Businesses

The typical CGL policy will cover your business for certain specific losses. Specifically, in the event you or the company are sued for “bodily injury,” “property damage,” “personal injury” or “advertising injury,” the typical CGL policy will provide cove
claims made vs. occurrence policiesEINSURANCE

Auto Insurance Cancellation and Non-Renewal. What’s the Difference? Which is Worse?

There are probably worse messages you could receive in the mail – a notice of an IRS audit comes immediately to mind – but learning that your auto insurer won’t provide coverage for you vehicle is no valentine, either. Here’s what you need to know about t
claims made vs. occurrence policiesEINSURANCE

Claims-Made VS Occurrence Policies

There are two primary types of insurance policy forms: occurrence and claims-made. Occurrence forms cover losses that happen during a given period of time (the policy term). A claims-made form has value, but no guarantee of continued insurablity.