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Is Health Insurance Tax Deductible?

Tax time is right around the corner. Time to corral all the receipts, break out the calculator and see how much of your hard-earned cash you actually get to keep. Your best bet is to itemize and claim every single legitimate deduction you’re entitled to.
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Is Return Of Premium Term Life Insurance Right for You?

For most people, in most situations, term life insurance versus whole life insurance is a better choice and a better value. It provides financial security for your beneficiaries in the event you die during the term of the policy. But term life insurance v
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Drunk Driving and Auto Insurance

You got popped for driving under the influence of alcohol or drugs. Hopefully, no lives were lost, no injuries were sustained and no property damage occurred, because then you’d really be in a world of legal and financial hurt. As it is, you’re still look
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How to Check a Life Insurance Company’s Financial Rating

Whether you’re considering whole life insurance or term life insurance, you’re looking at a commitment of anywhere from 10 to 30 years. And, since you’re probably buying life insurance to provide financial security for your spouse or dependents, you want
what to expect at your term life medical examEINSURANCE

Auto Insurance Quotes for Really Bad Drivers

Have you or your spouse been collecting moving violations like cat hair on black pants? Did one of you ignore the barrage of public service announcements and end up in jail for DUI? Did either of you smash up the family car or file lots of claims over the
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Life Insurance with No Medical Exam

Before they’ll insure your life, most insurance carriers want to know whether you have any medical conditions or lifestyle behaviors that statistics say will shorten your life and increase the odds they’ll have to pay a death benefit sooner than they’d li
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Facts about Guaranteed Issue Life Insurance

There is one type of life insurance that just about anyone with a pulse can buy. Also known as guaranteed issue life insurance, the age of eligibility varies, but usually ranges from 50 to 80, although some states may allow you to sign up as young as 45 o
what to expect at your term life medical examEINSURANCE

Types of Term Life Insurance

Dollar for dollar, term life insurance is a great value with highly competitive offerings, so it pays to shop around. Depending on the carrier, there are even types of term life with no medical exam. When looking for term life insurance quotes online, h
what to expect at your term life medical examEINSURANCE

Avoiding Post-Disaster Homeowner Insurance Scams

You were smart. You carefully shopped for homeowners insurance quotes and, after comparing quotes, you made your decision based on factors other than price alone. You insured your home for every conceivable disaster your area is prone to. You didn’t try
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Flood Insurance and the National Flood Insurance Program

With what promises to be a winter of record-breaking snowfall we can look forward to a big thaw and the potential for major floods. Even if you don’t live in areas that get a lot of snow, heavy winter and spring rains can put you at risk. Flooding occurs
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Cut Costs with These Homeowner Insurance Discounts

Strapped for cash? Here’s your resolution for 2010: stop throwing money away. Start by reviewing your homeowners insurance policy to see if you’re overlooking some big money-saving discounts.
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Is High Deductible Health Insurance Right For You?

Happy New Year! Why not take this opportunity to review your health insurance coverage and see if you can save a few bucks by making more informed choices? One of the best ways to bring down costs is to elect for a high deductible plan, which offers the a
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What Your Homeowners Insurance Doesn’t Cover

To all the nasty surprises life can throw at you include learning after the fact that your homeowners insurance policy doesn’t cover something you just naturally assumed it did. Adding insult to injury is also finding out that an inexpensive rider to your
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Tips for Picking a Health Care Plan Winner During Open Enrollment

It’s that time of year. If you’re still among the employed and your employer still offers health insurance as a company benefit, any day now you’ll be paraded into the company conference room to hear about your open enrollment options. If you’ve used this
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Automobile Gap Insurance – What Does It Cover?

You can pick up a great new car deal right now. If your credit is decent, you may even be able to get some shiny new wheels with no money down. That’s great, unless your ride gets totaled or somebody steals it. That’s when you’ll become painfully aware o
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Max Out Your Health Benefits

With the end of the year coming on fast, now is a good time to strategize how to maximize the benefits on your medical and dental insurance policies for the coming year. The goal is to not leave any money or benefits on the table.
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What To Expect at Your Term Life Insurance Medical Exam

If you have a family or own a business, term life insurance is a relatively inexpensive way to provide for your beneficiaries in the event of your death. But be aware that, unlike group life insurance, many term life and whole life insurers require that y
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Lower Your Motorcycle Insurance with Theft Prevention Tactics

There’s good news for motorcycle owners. National Insurance Crime Bureau (NCIB) data shows that U.S. motorcycle thefts have been trending downward for the past several years. That mirrors similar drops in automobile thefts. Regrettably, the statistics for